Every merchant and their entities (subsidiaries) will be a ssigned a unique keyword of their choosing. Customers will then visit the payment portal by using that keyword. If the merchant is assigned the keyword “acmecarcompany”, for instance, then the merchant's customers would use “http://www.paymaxxpay.com/acmecarcompany/” to make their payment.
If the merchant has chosen to provide us with the login and password for their users, then their customers will simply have to login and make their payment. If they do not provide us with that information, their customer will have the opportunity to create a user account and link that new account to the merchant's account.
The account linking process will ask customers for their account number and other information to make a payment. The merchant can provide contextual details to customers to help them locate their account number and can provide an example of what the account number should look like. Merchants can also provide a “mask”, which will check the validity of the account number to ensure the customer is using the proper information when making payments.
When the consumer returns to the payment site after the initial setup, all they must do is login and make a payment. They will also have access to their payment history and other details regarding their account.
We also provide the ability for merchants to show their customers various promotional content or press releases they feel would benefit them.